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[]
["TENDERER:____________________________________________________  TENDER REFERENCE NUMBER: PT2020/18"]
["ANNEXURE A6: PRICING TEMPLATE"]
[]
["  ","INSURED PROPERTY/EVENTS","SUMS INSURED AND INDEMNITY LIMITS","DEDUCTIBLE","PREMIUM"]
["1. ASSETS ALL RISKS","All real and personal tangible property owned or hired by or leased to the Insured or held by the insured in trust or on commission for which they are responsible, or for which they have agreed to arrange insurance, landlords and tenants improvements, personal property of employees and council members."]
[]
[null,"Whilst anywhere in South Africa, Botswana, Lesotho, Malawi, Swaziland, Namibia, Zambia and Zimbabwe and in respect of the following anywhere in the world:"]
[]
[null,"- Property belonging to or in the custody of  employees."]
[null,"- Other property temporarily outside the above  territories."]
[]
[null,"1.1      Fire & Allied Perils including Special Perils mean:","R1 750 00 000",10000]
[null,"Fire, lightning, thunderbolt, explosion, implosion (other than damage to the vessel itself) storm, wind, water, hail or snow, aircraft, aerial devices or Articles dropped therefrom, falling trees or parts thereof, aerials or satellite dishes, impact by animals or vehicles including railway locomotives, rolling stock or articles dropped therefrom, earthquake, earth tremor, (excluding mining operations), malicious damage, spontaneous combustion/ fermentation/ heating /charring, discharge or leakage from tanks, pipes, apparatus or fire extinguishing equipment (including loss or damage to such items & their contents), and Acts of authorities in dealing with the above.","(VAT exclusive) and in total 1.1 to 1.13"]
[]
[null,"1.2 Subsidence and Landslip as follows","Replacement ",10000]
[null,"- Private Residences and Contents","value"]
[null,"- Other than above",30000000,10000]
[]
[]
[]
[]
[]
[]
[null,"1.3 Theft or any attempt thereat. as follows:"]
[]
[null,"1.3.1 Works of art, Antiques, Historical documents and Manuscripts.","R 5 000 000","Laptops,"]
[null,null,null,"Notebooks"]
[null,"1.3.2 Mobile Units (deductible based on per incident)","R 1 500 000","Palmtops, I-Pads and similar"]
[null,null,null,"portable "]
[null,"1.3.3 Recovery costs – Stolen Works of Art",750000,"Electronic"]
[null,null,null,"Equipment"]
[null,null,null,"R10 000"]
[]
[null,"1.3.4 All other property",600000,"All other R25 000"]
[]
[null,"1.4 Spoilage & putrefaction of property under controlled conditions due to temperature change",1500000,"R 10 000"]
[]
[null,"1.5 Accidental Damage ",7500000,10000]
[]
[null,"1.6 Clearance costs and professional fees.",100000000,10000]
[]
[null,"1.7 Fire Protection System Upgrading as required by law, following damage by an insured peril. ",10000000,10000]
[]
[null,"1.8 Air conditioning System Upgrading as above",10000000,10000]
[]
[null,"1.9 Reconstitution of data following damage by an insured peril.",10000000,10000]
[]
[null,"1.10 Damage to Motor Vehicles of the Insured whilst parked on the premises of UNISA, caused by Fire and Allied Perils."]
[null,null,10000000,10000]
[]
[null,"1.11 Money as follows"]
[null,"a) Crossed cheques, money or postal orders.",3000000,10000]
[null,"b) Other money ",1500000,10000]
[null,"c) Increased limit for the period but increased during January, February, May, June, July and December",2500000,10000]
[]
[]
[null,"1.12 Personal property of Council Members and/or employees whilst:"]
[null,"- in transit whilst person is being transferred or recruited.","R 800 000",5000]
[null,"- whilst on business of the Insured or on the premises:",30000,5000]
[]
[]
[null,"1.13 Property in Transit other than Personal Property of Employees / Council Members and Money as follows:"]
[]
[]
[null,"1.13.1 Works of art, Antiques, Historical documents and Manuscripts.",1500000,10000]
[null,"1.13.2 Mobile Units (deductible based on per incident)","R 1 500 000",10000]
[null,"1.13.3 All other property",600000,10000]
[]
[null,"1.14 Mechanical/Electronic breakdown (all equipment as described.","R 3 000 000",15000]
[null,"Deterioration or putrefaction following breakdown",1500000]
[]
[null,"Increase in Cost of Working",1000000]
[null,"Indemnity Period: 3 months"]
[null,"Time Excess: 48 hours"]
[]
[null,"1.15 Business Interruption"]
[]
[null,"1.15.1 Increase in Cost of Working "]
[]
[null,"- Fire and Allied Perils",100000000,"                      "]
[null,"- Theft ",1000000,10000]
[null,"- Accidental Damage",40000000]
[null,"1.15.2 Research establishment expenditure incurred following damage caused by an insured peril.",5000000,10000]
[]
[null,"1.15.3 Increase in Cost of Working following Sasria property damage","R 150 000 000",25000]
[null,null,null,"7 day time"]
[null,null,null,"exclusion"]
[null,"See note hereunder*"]
["* Limit R1bn shared by all participants (Claims on a first come first serve basis)."]
[null,"Indemnity  Period: 36 months"]
[]
[null,"1.16 Claims Preparation Costs",5000000,10000]
{"$rows_empty":7}
["2. MOTOR FLEET","COVER:  Comprehensive"]
[null,"TERRITORIAL LIMITS"]
[null,"Cover applies to occurrences taking place in Africa South of the Equator subject to the Special Conditions stated below",2000000]
[null,null,"(own damage)"]
[null,"INSURED VEHICLES                                                                                                                        Any vehicle being owned or used by or hired or leased to or in the custody or control of the Insured including vehicles of employees used on the business of the Insured. ","(except iro mobile libraries which are insured in terms of a separate policy)"]
[]
[]
["Prescription Period: 24 Months","DEDUCTIBLES:  OWN DAMAGE"]
["Unless the claim is the subject of pending legal action or a claim in terms of Section 11- Liability"]
[null,"- Theft/Hi-jack of vehicle",null,15000]
[null,"-  Breakdown Tow-In",null,"R NIL"]
[null,"- Quad bikes",null,10000]
[null,"- All Other",null,7500]
[]
["Alteration of the Risk","c)      Passenger Liability"]
["If during the currency of this","- Motor cycles","R 150 000 000","Quad bikes, R5000 All other R Nil"]
["Insurance the risk shall","- Other (except tractors/special types)",150000000]
["change in any aspect whereby the hazard is increased the Insured shall immediately  inform the Insurer who will be entitled to review the terms of","d)      Other Third Party Liability and in total (a) to (d)",150000000]
[]
[]
[]
["this insurance"]
[]
[]
[]
[]
[]
[null,"5. New for old cover in respect of cars and CV’s (with a carrying capacity up to 3 500kg not older than 12 months, the vehicle is lost by theft / hijack or damage to the vehicle is greater than 70% of retail price and travelled not more  on average more than 3 000 km per month from the date of fist registration.",null,"R NIL"]
[null,"6. Constructive total loss cover in respect of cars and CV’s (70% of retail price).  Refer 5 above"]
[]
[null,"7. Emergency charges",25000]
[]
[null,"8. Emergency travel cost following an insured event",5000]
[]
[null,"9. Medical Expenses","R  5 000 per person","R NIL"]
[null,null,"less any amount recoverable in terms of COID"]
[]
[null,"10. Airfreight Replacement ","Up to 50% of the repair /replacement"]
[]
[]
[null,"11. Credit shortfall (Lease or hire purchase agreement)"]
[]
[null,"12. Search and Recovery charges",25000]
[]
[null,"13. Theft of sound equipment, two-way radios, cell phone kits",20000]
[]
[null,"14. Vehicle rental agreement liability"]
[]
[null,"15. Vehicle hire costs following an insured event.",350,"R NIL"]
[null,null,"per day max. 30 days "]
[null,"16. ER24 emergency evacuation "]
[null,"17. Roadside assistance – refer attached wording  (Annexure A)"]
{"$rows_empty":7}
["3. PROFESSIONAL INDEMNITY","Indemnity for claims first made (including expenses) against the Insured during the period of insurance which the Insured becomes legally liable to pay compensation arising out of:"]
[]
[null,"(i) any actual or alleged negligent act error or omission  in the execution of professional activities of the  Insured",75000000,"R 25 000 each &"]
[null,"(ii) Medical Malpractice (as defined) "," any one insurance year","every claim BUT"]
[null,null,null,"R100 000 i.r.o"]
[null,null,null,"Contracted Duties"]
[]
[]
[]
[]
[]
["4. PUBLIC LIABILITY","Damages which the Insured shall become legally liable to pay following death of or bodily injury to third party persons and/or damage to third party property that occurs in the course of the business of the Insured after the retroactive date for claims first being made in writing during the period of insurance."]
[]
[]
[]
[]
[]
[null,"4.1 General/Tenants/Premises including Custody and Control ",5000000,5000]
[null,"4.2 Products/defective workmanship",5000000,5000]
[null,"- Mitigation Expenses","In the Aggregate"]
[]
[null,"4.3 Pure Financial Loss",5000000]
[]
[null,"4.4 Statutory Legal defence costs",5000000,5000]
[null,null,"In the Aggregate"]
[]
[null,"4.5 Wrongful arrest /Wrongful Dismissal/Defamation",5000000,5000]
[]
[null,"4.6 Employers ",5000000,5000]
[]
[]
[]
[]
[]
[null,"4.7 Contingent Motor Passenger  Liability  "]
[]
[null,"- Shuttle Service arranged by Unisa transporting employees between Florida & Pretoria campuses and other specified Pretoria drop-off and pick-up locations",5000000,1000000]
[null,"- Other Contractors (not including regular shuttle Services) ",5000000,1000000]
[]
[]
[null,"4.8 Claims preparation costs",500000]
{"$rows_empty":7}
["5. UMBRELLA LIABILITY ","Excess of loss liability and difference in condition is in excess of the following:","R 150 000 000","R 25 000 in respect of difference in conditions"]
[]
[null,"Underlying Insurances"]
[]
[null,"5.1 General/Tenants/Premises including Custody and Control and Documents",5000000]
[]
[null,"5.2 Products/defective workmanship",5000000]
[null,null,"in the Aggregate"]
[]
[]
[null,"5.3 Statutory Legal defence costs",5000000]
[null,null,"In the Aggregate"]
[]
[null,"5.4 Wrongful arrest /Wrongful Dismissal/Defamation",5000000]
[]
[null,"5.5 Employers ",5000000]
[]
[null,"5.6 Motor Liability:  including Contingent Passenger  Liability",5000000]
[null,null," in Excess of underlying Limit"]
[]
[null,"5.7 Annual Contract Works (Any one Contract Limit  R30M)",5000000]
[]
[null,"5.8  ETHIOPIA:"]
[null,"5.8.1 Public Liability","ETB 1 000 000","    R 25 000 where                   no underlying insurance is in force"]
[null,null,"ETB 10 000 000 any one event"]
[]
[null,"5.8.2 Motor Third Party Liability","ETB    50 000/"]
[null,"- Bodily Injury or Death","person"]
[null,"- Third Party Property Damage","ETB  300 000 any event"]
[null,"- Passenger Liability","ETB 300 000"]
[null,null,"ETB 50 000/"]
[null,null,"Seat"]
[]
[]
[]
[]
[]
["6. PERSONAL ACCIDENT","7.1 CATEGORY I"]
[null,"INSURED PERSONS"]
[null,"19 External Council Members"]
[]
[]
[null,"BASIS OF COVER"]
[null,"24 Hours"]
[]
[null,"BENEFITS"]
[null,"- Death ",1000000]
[null,"- Permanent Disability","% of death benefit ","R NIL"]
[null,"Temporary Total Disability","As specified for the Particular"]
[null,null,"disability"]
[null,"- Medical Expenses",60000,1000]
[null,"- Additional Death Benefit",5000]
[]
[]
[]
[]
[null,"7.2 CATEGORY II"]
[]
[null,"INSURED PERSONS"]
[null,"75 External Music and Speech Examiners"]
[]
[null,"BASIS OF COVER"]
[null,"Business hours including commuting"]
[]
[null,"BENEFITS"]
[null,"- Death ",150000]
[null,"- Permanent Disability","% of death benefit "]
[null,"- Medical Expenses",60000,1000]
[]
[null,"EXTENSIONS"]
[null,"As per Category I above."]
[]
[null,"7.3 CATEGORY III"]
[]
[null,"INSURED PERSONS"]
[null,"2 000 Invigilators and Assistant Invigilators"]
[]
[null,"BASIS OF COVER"]
[null,"Business hours including commuting"]
[]
[null,"BENEFITS"]
[null,"- Death ",100000]
[null,"- Permanent Disability","% of death benefit"]
[null,"- Medical Expenses",30000,1000]
[]
[]
[]
[null,"7.4 CATEGORY IV"]
[null,"INSURED PERSONS"]
[null,"220 Support Personnel"]
[]
[null,"BASIS OF COVER"]
[null,"Business hours including commuting"]
[]
[null,"BENEFITS"]
[null,"- Death ",25000]
[null,"- Permanent Disability","% of death benefit "]
[null,"- Medical Expenses",30000,1000]
[]
[]
[]
[]
[null,"7.5 CATEGORY V"]
[null,"INSURED PERSONS"]
[null,"96 Student Representative Council Members"]
[]
[null,"BASIS OF COVER"]
[null,"Whilst engaged in official SRC activities on any premises,, including commuting "]
[]
[null,"BENEFITS"]
[null,"- Death ",50000]
[null,"- Permanent Disability","% of death benefit "]
[null,"- Medical Expenses",60000,1000]
[]
[null,"EXTENSIONS"]
[null,"As per Category I above"]
[]
[null,"7.6 CATEGORY VI"]
[null,"INSURED PERSONS"]
[null,"5 687 1st, 2nd & 3rd Year Students of chemistry  Department"]
[]
[]
[]
[]
[null,"BASIS OF COVER"]
[null,"Whilst on any premises for practical exams and courses for the purposes of the mentioned activities"]
[null,"including commuting and leisure time pertaining"]
[null,"thereto"]
[]
[null,"BENEFITS"]
[null,"- Death",50000]
[null,"- Permanent Disablement","% of Death benefit"]
[null,"- Medical Costs",60000,1000]
[]
[]
[]
[]
[null,"7.7 CATEGORY VII"]
[null,"INSURED PERSONS"]
[null,"7 211 Students, Exchange Students  and Staff members of Unisa whilst on field trips and outreach programmes"]
[]
[null,"BENEFITS"]
[null,"- Death",50000]
[null,"- Permanent Disablement","% of Death benefit"]
[null,"- Medical Costs",60000,1000]
[]
[null,"BASIS OF COVER"]
[null,"The cover provided is extended to a 24 our basis in respect of accidental bodily injury to the Insured Persons whilst undertaking field trips including commuting and leisure time pertaining thereto."]
[]
[]
[]
[]
[null,"7.8 CATEGORY VIII"]
[]
[null,"INSURED PERSONS"]
[null,"810 Employees whilst travelling in the shuttle service arranged by Unisa between Florida & Pretoria campuses and Pretoria Region"]
[null,"BENEFITS"]
[null,"- Death",200000]
[null,"- Permanent Disablement","% of Death benefit"]
[null,"- Medical Costs",400000,1000]
[]
[]
[]
[]
[null,"7.9 CATEGORY IX"]
[]
[null,"INSURED PERSONS"]
[null,"210 Unisa Peer Help Volunteers"]
[]
[null,"BASIS OF COVER"]
[null,"Whilst on duty on Unisa Campuses and/or away from Unisa Campuses for Unisa activities including commuting and  leisure time pertaining thereto"]
[]
[null,"BENEFITS"]
[null,"- Death",50000]
[null,"- Permanent Disablement","% of Death benefit"]
[null,"- Medical Expenses",60000,1000]
[]
[]
[]
[]
["7. CONTRACT WORKS","INSURED CONTRACTS",null,"Applicable to (a)"]
[null,"All contract works with a contract value not exceeding R 100 000 000 any one contract with a maximum contract period of 36 months and performed in South Africa.",null,"Contracts up to"]
[null,null,null,7500000]
[null,"INTERESTS INSURED",null,5000]
[null,"a) Contract work"]
[null,null,"Contract amount maximum","Up to R15 000 000"]
[null,null,"R 100 000 000 any one contract",7500]
[null,"b) Public Liability","R 135 000 000",">R15m to R25m:"]
[null,"c) Surrounding Property","R 5 000 000",10000]
[null,"d) Off-site storage",1500000]
[null,"e) Claims Preparation Costs",1000000,">R25m to R30m:"]
[null,"f) Other costs and expenses as defined in the policy","R 5 000 000",20000]
[null,"g) Public Authority/Fire Brigade charges",1000000]
[null,"h) Reinstating of records",1000000,"Applicable to (b)"]
[null,"i) Public Authority Reinstatement","R 1 000 00",5000]
[null,null,null,"(property damage only)"]
[null,"j) Removal to gain access",0]
[null,"k) Road Reserve and Servitude",1000000]
[null,null,1000000]
[]
[]
[]
[]
[]
["8. HIV OCCUPATIONAL ","INSURED PERSONS:"]
["EVENTS","2 Emergency Medical Employees, 1 Clinic sister, 1 Health Promoter and 1 HIV/Aids Practitioner"]
[]
[]
[null,"COVER"]
[null,"HIV Infection following an occupational injury."]
[]
[null,"BENEFITS"]
[null,"1. Capital Sum Payment  if tested positively",250000,"R  NIL"]
[null,"2. Costs incurred in respect of preventative treatment.",10000]
[]
[]
[]
["9. COMMERCIAL CRIME","INSURED PERSONS"]
[null,"All Employees of the University.","R 11 400 000 ",250000]
[null,null,"in excess of the Deductible"]
["            ","1. Cost of Recovery ",1140000]
[null,null,"Each & every loss"]
[null,"2. Unidentifiable Employees"]
[]
[null,"3. Reinstatement of Office Records",1140000]
[null,null,"Each & every loss"]
[]
[null,"4. Claims Preparation Costs",1140000]
[null,null,"Each & every loss"]
[null,"5. Contractual Penalties",1500000]
[]
[null,"6. Extortion","Part of main limit"]
[]
[null,"7. Legal Fees","Part of main limit"]
[]
[null,"8. One reinstatement of indemnity limit included"]
[]
[null,"RETROACTIVE DATE "]
[]
[null,"1 January 2008 – R 5m "]
[null,"1 January 2009 – R 7,5m"]
[null,"1 January 2011 – R 10m (VAT excluded)"]
[]
[]
["10. DIRECTORS AND OFFICERS LIABILITY"]
[null,"INSURING AGREEMENTS"]
[null,"The Insurers agree to indemnify"]
[null,"1 A Directors & Officers "]
[null,"For all sums including Costs & Expenses for which "]
[null,"they shall become legally liable to pay in respect of  any claim made against them jointly & severally by"]
[null,"Reason of any “Wrongful Act” committed or alleged"]
[null,"to have been committed by them after the "]
[null,"Retroactive Date","   R30 000 000  any one claim  ","R                 NIL,"]
[null,null,"in the annual aggregate","But R150 000 in respect of loss from any Securities claim"]
[null,"And"]
[]
[null,"1 B Company reimbursement "]
[null,"The Company but only to the extent that it has Reimbursed an Insured Person for costs incurred arising out of an actual or alleged Wrongful Act performed In  the execution of his duties on behalf of the Company"]
[]
[]
[]
[null,"A.     Institution Management Liability ","    "]
[null,"Executive’s Liability"]
[null,"Any past, present and future lawfully elected and appointed executives being the Chancellor, Vice-"]
[null,"Chancellor, Principal, Vice-Principal, Senate,  Council or Committee","    "]
[null,"(Refer Definition 8.1 to 8.6 in the policy wording)","    "]
[]
[]
["Retroactive Date : 1 JUNE 2008","Automatic Extensions included"]
[null,"- Advancement of Cost and Expenses"]
[]
[]
[]
["11. EMPLOYMENT PRACTICES LIABILITY","INSURED PERSONS"]
[null,"Employees of the University "]
[]
[]
[null,"COVER"]
[null,"Legal liability incurred in respect of:",10000000,100000]
[null,"Discrimination (termination of relationship of employment, demotion, failure to hire or promote, etc.)","Any one occurrence and in the Aggregate."]
[null,"Sexual harassment (Unwelcome sexual advances, etc.)"]
[null,"Inappropriate employment conduct (Actual or constructive termination of employment in a manner which is against the law or breach of an implied agreement, wrongful demotion, misrepresentation or defamation, infliction of emotional distress, malicious prosecution, libel and slander)"]
[null,"Defence costs."]
[]
[]
[]
[null,"Retroactive Date : 1 June 2008"]
[]
[]
[]
[]
[]
["12 MOTOR POLICY"," Mobile Libraries : Comprehensive Cover"]
[null,"Two Registration numbers BC71BD GP and BC71BG GP",null,"Own Damage"]
[null,"Own Damage : ",3113283]
[null,"-               Chassis : ","(per vehicle VAT","10% of Claim – Minimum"]
[null,"-               body Structures/ belly boxes/ ramps/ entrance doors & swivel/ seatbelts/ alarm/ radios/ tow bars/toolkits/ first aid kits/ awnings/ fire extinguishers : ","Included)","R25 000 maximum"]
[null,"-               Signage : ",null,100000]
[null,"Deductibles:"]
[null,"-               Fire",null,"Third Party"]
[null,null,null,"R10 000 in "]
[null,"-               Any other Loss or Damage",null,"Addition to above"]
[]
[null,"Third Party Liability",150000000]
[]
[]
[]
[]
[]
[]
["13. SASRIA","Buildings/Contents/Rent/Rental Value/ Prof. Fees/etc."]
[]
[null,"Extensions (Combined Limit R5M included in overall limit)",500000000,")"]
[null,"- Functional Unit, Public Authority Requirements, Municipal Scrutiny Fees, Statutory Duties, Fire","One Insured Limit",")"]
[null,"Extinguishing Refill Costs  ",null,")"]
[null,null,null,")"]
[null,"Fire Extinguishing, Prevention of Access & Protection of Property",null,")"]
[null,null,null,")"]
[null,null,null,")R NIL"]
[null,"Money",") As per Property",")"]
[null,"Transit",")  Damage policy",")"]
[]
[null,"Contract Works (Contracts up to R 30 000 000)","Contract Value","0.1% of Contract value minimum R2 500 (theft only)"]
[]
[]
[null,"Motor Fleet including specified libraries","Retail Value","Various"]
[]
[null,"Standing Charges",1500000000,"R NIL"]
[]
[null,"Increased cost of Working",25000000,"R NIL"]
[]
[null,"XOL ","R 1B"]
[]
[]
[]
["14. CYBER LIABILITY AND  KIDNAP AND RANSOM",null,"R 20 000 000",50000]
[null,null,"Per insurance year"]
[]
[]
[]
[]
["15. INTERNATIONAL","Insured Persons"]
["BUSINESS TRAVEL"," Employees of the University as defined in the Unisa policy on travel and accommodation, travelling on business of the University"]
[null,"-        Spouses travelling on the same itinerary as employees, subject that such travel days are included in the annual travel days  estimate/declaration "]
[]
[]
[]
[]
[]
["TOTAL"]
[]
[]
["SIGNATURE :                                                                                 DATE:"]

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