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NQF level: |
Credits: |
| Module presented in |
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| Purpose: Content:
Knowledge of the types of credit available to clients i.e. loans, bonds, credit cards, overdrafts, etc with examples of which product is best suited to which type of client
Assisting clients in identifying the effects of poor credit management on his/her personal situation
Interpretation of basic financial data through research and practical examples
The difference between income and expenditure
Income and expenditure are accounted for correctly
Simple financial ratios
An understanding of investments using the following in practical examples:
Investment vehicles - Bonds, Treasury Bills, Equities, Unit Trusts, Deposits etc
Insurance vehicles - annuities, endowments etc
Investment categories - cash reserves, fixed income, equity, property, hard assets or other direct investment
Types of equity investment structures ranging from fixed deposits to hedge funds, futures and options, multi manager and share portfolio principles
Investment terms and concepts
Terms and concepts relating to risk and return
Dividend yields
Correct terminology when dealing with investments
Have knowledge of the National Credit Act
Have knowledge and understanding of the Company Credit Risk Policy
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